Low Duration

The Low Duration Fixed Income Product seeks to maximize total return, minimize volatility, and preserve capital, with a focus on short duration fixed income securities. Low Duration portfolios are well diversified, and consist of high quality securities with an average portfolio duration of one to three years.

Important Disclosure

Past performance is no guarantee of future results. Performance figures are in U.S. Dollars and assume reinvested income for the entire period. Performance figures stated gross of fees do not reflect the deduction of management fees. Performance results of clients would be reduced by the firm’s management fees. For example, an account with a compounded annual total return of 10% would have increased by 159% over ten years. Assuming an annual management fee of .30%, this increase would be 152%. The firm’s management fees are detailed in its Form ADV Part 2. All investments involve risk, including the possible loss of principal.

On November 30, 2010, Scout Investment Advisors, Inc. acquired the advisory business of New Vision Consultant Company, LLC. The performance provided prior to this date is based upon the Core Plus Fixed Income Composite managed by New Vision Consultant Company, LLC. The portfolio managers and the investment objectives remain the same.

On December 28, 2010, the firm changed its name from Scout Investment Advisors to Scout Investments. New Vision Consultant is a division of Scout Investments, Inc., a registered investment advisor that offers investment management services for both managed accounts and mutual funds. Scout Investments is a wholly owned subsidiary of UMB Financial Corporation. Employees of Scout Distributors receive referral fees and compensation for soliciting clients on behalf of Scout Investments, including the New Vision Consultant Division. Scout Investments claims compliance with the Global Investment Performance Standards (GIPS®).

The Core Plus Fixed Income Composite invests primarily in investment grade securities with investments in high-yield securities and foreign securities, while maintaining an average portfolio duration of generally between two and one half to six years. The Core Plus Fixed Income Composite may invest in derivatives, including credit default swaps and related instruments, such as credit default swap index products. These derivative securities may be used to enhance returns, increase liquidity and/or gain exposure to certain instruments in the market (such as the corporate bond market) in a more efficient or less expensive way. The Composite may also invest in currency forwards to hedge currency exposure when Reams chooses to establish positions in non-U.S Dollar bonds. Derivatives used are strictly constrained by client investment policy. The Barclays U.S. Aggregate Bond Index is an unmanaged, market-value-weighted index of taxable investment-grade fixed-rate debt issues, including government, corporate, asset-backed, and mortgage backed securities, with maturities of one year or more.

NOT FDIC INSURED/ NO BANK GUARANTEE/ MAY LOSE VALUE